Clients are Our Mission
At Oceanside Financial, we explore every avenue to meet and surpass your expectations. Our team serves a variety of clients, from young individuals interested in growing wealth, to retirees aiming to leave a legacy, and everything in between. A financial advisor should strive to utilize innovative methods, while also remaining focused on your investments, portfolio management, and overall satisfaction. In doing so, the advisors at Oceanstate Financial are poised to create a wealth management plan catered specifically to your needs.
Financial Advisor
Without an understanding of how and where your money is flowing and an evaluation of financial resources, it can be nearly impossible to keep your financial planning on a firm foundation. Our team of professional financial advisors provide strategies for managing overall spending and saving in order to make your wealth work for you.
Investment Management and Planning
By assessing your objectives and goals in life, time horizon, and perspective on "risk" vs "return", a Narragansett financial planner can assist in allocating your investments. We can focus on the diversification of investments across various market areas, as well as evaluate the expenses and taxation related to each account in order to produce results. When it comes to investment management, our services help clients plan for their future.
Retirement Planning Services
When you think of retirement, your vision may differ from that of your spouse. This is why taking advantage of retirement planning services may be beneficial as it can help you live the retirement life you've dreamed of. Oceanstate Financial can evaluate your current situation against where you want to be in the future, creating an optimized path in reaching your goals. Regardless of whether you are currently retired or quickly approaching retirement, we can turn your nest egg into a livable income. Achieve peace of mind, and leave the guesswork to the professional advisors, with the retirement planning services offered by Oceanstate Financial.
Risk Management
Financial planners understand the importance of assessing risks. This is an especially crucial step to understanding how to avoid the negative implications of unexpected bumps along the road. When proper precautions are set in place, you are poised to avoid losing everything you've worked so hard to gain. Let's work together to review your insurance portfolio, improve coverages and costs (where applicable), and look into other beneficial insurance strategies.
Education Strategies
Have you considered the rising cost of education? Many families plan to invest, or are already investing, in their children's education in order to avoid financial burdens post-graduation. With the help of a financial advisor, our clients gain a better understanding of the unique demands set forth by such a challenging investment. A quick consultation can help you strike the most appropriate balance, exploring the methods by which you can put your capital to work today.
Estate Planning
Once we have a firm understanding of your money goals and overall values, we can work to leverage available resources in creating a financial strategy curated to your needs. An advisor can guide you through leaving a legacy, protecting your assets, and ensuring your family is well taken care of.
Managing all Major Purchases
No matter who you are, we all face major purchases at one point or another. Our advisors can assess the impact of your choices, as well as the options and tools available in paying for such a major purchase.
Employee Retirement Planning & Benefits
Regardless of the size of your business, retaining employees is more important today than ever before. Once you have attracted a talented team of employees, you must ensure benefits and rewards are put in place to keep them in retained. Even at a corporate level, it's crucial to understand the tools available in creating a retirement and benefits package that works for everyone involved.